These open your email app with details filled in. Just hit “Send.”
How It Works
Enter price, down payment, APR, and term to estimate monthly payment. Add trade-in value and payoff to reflect your real equity.
WV Taxes, Title & Fees
West Virginia sales tax and common title/registration/doc fees can change your out-the-door price. Use the tax & fee fields above to budget accurately.
Loan Terms
Compare 48 vs 60 vs 72 months. Longer terms usually lower the payment but increase total interest.
Trade-In & Payoff
Positive equity lowers your financed amount. Negative equity can increase it—this is why payoff matters.
New vs Used
Used cars often cost less but may have higher APR. New cars may have lower APR but a higher price. Run both scenarios to compare.
Areas We Help
Charleston • South Charleston • St. Albans • Dunbar • Nitro • Hurricane (and surrounding Kanawha Valley)
FAQs
How is my car payment calculated?
Based on price, APR, term, down payment, and trade-in equity/payoff.
Does this work for used cars?
Yes—used or new. Enter the price and your expected APR and term.
Do WV taxes affect my monthly payment?
Yes. Taxes/fees can be financed or paid upfront, which changes the payment.
Should I include my trade payoff?
Yes. If you owe more than it’s worth, the difference can increase your financed amount.
How do I get a fast online appraisal?
Fill in Year/Make/Model, mileage, VIN, condition, and payoff—then use the email button above.
Looking to save even more? If you're open to used or wholesale priced government & public auctions can offer prices far below dealership retail. Browse real listings, check estimated payments and decide if an auction vehicle makes more sense for you.
Built for West Virginia buyers comparing real monthly payments before visiting a dealership.
